Fomo vs Pump.fun (2026): Fees, Small Swaps & Supported Chains
Fomo and Pump.fun have the two lowest percentage fees among consumer memecoin apps in 2026. Which one is cheaper depends on your average trade size and whether you trade outside Solana:
| Scenario | Fomo (with JOIN2026) | Pump.fun (with 10% code) |
|---|---|---|
| Base fee → Code fee | 0.50% → 0.45% | 0.45% → 0.40% |
| Net fee after JOIN2026 15% cashback | 0.3825% (cheaper from $190+) | 0.40% (no referrer cashback split) |
| Solana swaps under $190 | $0.10 / 2% / $0.95 min bands (gas covered) | 0.40% + network gas |
| EVM chains & Perps | 8 chains + Hyperliquid Perps in one USDC balance | Primarily launchpad/spot ecosystem |
Verdict: For swaps of $190+, multi-chain tokens (Base, BNB, Monad, Robinhood Chain), and gasless Solana execution, Fomo with JOIN2026 comes out ahead at 0.3825% net.
Fomo referral code · 10% protocol discount + 15% USDC fee cashback
Referral / Invite Code
JOIN2026
0.50% standard fee drops to 0.45% in-app (10% off), plus 15% of your Fomo fees sent back in USDC by the JOIN2026 code owner (0.3825% net effective rate — 23.5% total savings).
Official Sources Checked (15 November 2026)
- How referral codes and fee discounts work — official Fomo Help Center, checked 15 November 2026
- Trading fees on fomo — official Fomo Help Center, checked 15 November 2026
- Creating your fomo account — official Fomo Help Center, checked 15 November 2026
- Sending to another fomo user — official Fomo Help Center, checked 15 November 2026
- Creator rewards & referral history — official Fomo Help Center, checked 15 November 2026
- JOIN2026 15% USDC Fee Cashback Terms — set and paid by the independent
JOIN2026code owner, not by Fomo